Obligation Groupe BPCE 0.502% ( FR0012030468 ) en EUR

Groupe BPCE

100 % ▲

France

FR0012030468 ( en EUR )

0.502% par an ( paiement trimestriel )

15/07/2021 - Obligation échue

Prospectus brochure de l'obligation BPCE FR0012030468 en EUR 0.502%, échue

100 000 EUR

350 000 000 EUR

Deuxième groupe bancaire en France, regroupant les réseaux Banque Populaire et Caisse d'Épargne.

L'Obligation émise par Groupe BPCE ( France ) , en EUR, avec le code ISIN FR0012030468, paye un coupon de 0.502% par an.
Le paiement des coupons est trimestriel et la maturité de l'Obligation est le 15/07/2021

Final Terms dated 11 July 2014

BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2014-68
TRANCHE NO: 1

Euro 350,000,000 Floating Rate Notes due July 2021 (the "Notes")
issued by BPCE

Lead Manager
NATIXIS

Co-Lead Managers
BAYERNLB
NORDDEUTSCHE LANDESBANK GIROZENTRALE

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions") set
forth in the Base Prospectus dated 22 November 2013 which received visa n°13-629 from the Autorité des marchés
financiers (the "AMF") on 22 November 2013 and the Base Prospectus Supplements dated 14 January 2014,
3 March 2014, 10 April 2014 and 12 May 2014 which received visa n°14-010, n°14-066, n°14-140 and n°14-189
from the AMF on 14 January 2014, 3 March 2014, 10 April 2014 and 12 May 2014, respectively, which together
constitute a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) (the "Prospectus
Directive") as amended (which includes the amendments made by Directive 2010/73/EU to the extent that such
amendments have been implemented in a Member State of the European Economic Area).
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus as so supplemented. Full
information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final
Terms and the Base Prospectus as so supplemented. The Base Prospectus and the Base Prospectus Supplement are
available for viewing at the office of the Fiscal Agent or each of the Paying Agents and on the website of the AMF
(www.amf-france.org) and copies may be obtained from BPCE, 50 avenue Pierre Mendès-France, 75013 Paris,
France.

1. Issuer:
BPCE
2. (i)
Series Number:
2014-68
(ii)
Tranche Number:
1
(iii)
Date on which the Notes become

fungible:
Not Applicable
3. Specified Currency or Currencies:
Euro
4. Aggregate Nominal Amount:

(i)
Series:
Euro 350,000,000
(ii)
Tranche:
Euro 350,000,000
5. Issue Price:
100 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
Euro 100,000
7. (i)
Issue Date:
16 July 2014

(ii)
Interest Commencement Date:
16 July 2014
8. Interest Basis:
Three (3) month EURIBOR + 0.75 per cent. Floating Rate
(further particulars specified below)
9. Maturity Date:
Interest Payment Date falling on or nearest to 16 July 2021
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100 per cent. of their nominal amount
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11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i)
Status of the Notes:
Unsubordinated Notes
(ii) Dates of the corporate authorisations Decision of the Directoire of the Issuer dated 28 April
for issuance of Notes obtained:
2014 and decision of Mr. Jean-Philippe Berthaut, Head of
Group Funding, dated 2 July 2014
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
As per the Conditions
(ii)
Specified Interest Payment Dates:
Interest payable quarterly in arrear on 16 October,
16 January, 16 April and 16 July in each year, all such
dates being subject to adjustment in accordance with the
Business Day Convention set out in (iv) below
(iii) First Interest Payment Date:
16 October 2014 subject to adjustement in accordance with
the Business Day Convention set out in (iv) below
(iv) Business Day Convention:
Modified Following Business Day Convention
(v)
Interest Period Date:
Not Applicable
(vi) Business Centre(s):
Not Applicable
(vii) Manner in which the Rate(s) of
Interest is/are to be determined:
Screen Rate Determination
(viii) Party responsible for calculating the
Rate(s) of Interest and/or Interest
Amount(s) (if not the Calculation
Agent):
Not Applicable
(ix) Screen Rate Determination:
Applicable
Reference Rate:
Three (3)month EURIBOR
Interest Determination Date:
11.00 a.m. (Brussels time) two (2) TARGET Business
Days prior to the first day of each Interest Accrual Period
Relevant Screen Page:
Reuters EURIBOR01
(x)
FBF Determination:
Not Applicable
(xi) ISDA Determination:
Not Applicable
(xii) Margin(s):
+0.75 per cent. per annum
(xiii) Minimum Rate of Interest:
Not Applicable
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(xiv) Maximum Rate of Interest:
Not Applicable
(xv) Day Count Fraction:
Actual/360
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note:
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
Inflation Linked Notes Provisions relating
to the Final Redemption Amount:
Not Applicable
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption for
taxation reasons (Condition 6(g)), for
illegality (Condition 6(j)) or on event
of default (Condition 9):
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
(ii)
Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(g)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
Not Applicable
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
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25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Articles L.213-

1 A and D.213-1 A of the French Code

monétaire et financier:
Applicable
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
Mr. Sylvain THOMAZO
20, rue Victor Bart
78000 Versailles
France
Name and address of the alternate Representative:
Mrs. Sandrine D'HAUSSY
69, avenue Gambetta
94100 Saint Maur des Fosses
France
The Representative will receive a remuneration of
Euro 2,000 (excluding VAT) per year.
GENERAL

30. The aggregate principal amount of Notes

issued has been translated into Euro at the

rate of [·] producing a sum of:
Not Applicable
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by: Jean-Philippe BERTHAUT, Head of Group Funding
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PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i)
Listing and Admission to
Application has been made by the Issuer (or on its behalf) for
trading:
the Notes to be listed and admitted to trading on Euronext Paris
with effect from the Issue Date.
(ii) Estimate of total expenses

related to admission to trading:
Euro 9,600

2.
RATINGS
Ratings:
The Notes to be issued are expected to be rated:
S&P: A
Moody's: A2
Fitch: A
Each of S&P, Moody's and Fitch is established in the European
Union and registered under Regulation (EC) No 1060/2009, as
amended.
3.
NOTIFICATION
Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of
the Notes has an interest material to the offer.
5.
REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES

(i) Reasons for the offer:
See "Use of Proceeds" wording in Base Prospectus
(ii) Estimated net proceeds:
Euro 350,000,000
(iii) Estimated total expenses:
Euro 9,600
6.
HISTORIC INTEREST RATES
Details of historic EURIBOR rates can be obtained from Reuters Screen EURIBOR01.
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7.
OPERATIONAL INFORMATION
ISIN Code:
FR0012030468
Common Code:
108607564
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear and Clearstream
Luxembourg:
No
Any clearing system(s) other than
Euroclear
and
Clearstream,
Luxembourg
and
the
relevant
identification number(s):
Not Applicable
Delivery:
Delivery against payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
8.
DISTRIBUTION
(i)
Method of distribution:
Syndicated

(ii) If syndicated:

(A) Names of Managers:
Lead Manager

Natixis
Co-Lead Managers
Bayerische Landesbank
Norddeutsche Landesbank Girozentrale
(B) Stabilising Manager(s) if any:
Not Applicable

(iii) If non-syndicated, name of

Dealer:
Not Applicable
(iv) US Selling Restrictions

(Categories of potential investors

to which the Notes are offered):
Reg. S Compliance Category 2 applies to the Notes; TEFRA not
applicable

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